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Financing Leasing

Commercial financing to meet your business needs.

What is leasing?

Business leasing is a financing solution where the company rents equipment, such as office furniture, rather than buying it outright. You pay monthly installments to use the equipment over a set period. At the end of the contract, you can choose to buy the furniture, renew the lease or return it. This is an advantageous option for preserving cash flow and avoiding large up-front payments.

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Advantages of financial leasing

There are several advantages to using leasing to finance the purchase of office furniture:

  • Preservation of cash flow: you avoid having to pay out a large sum all at once, by spreading payments over a defined period.
  • Flexibility: at the end of the contract, you can choose to purchase the furniture, renew the lease or return it.
  • Tax deductibility: leasing payments can be tax-deductible, reducing your company's tax burden.
  • Equipment upgrades: you can easily upgrade your furniture at the end of the contract to stay modern and competitive without having to manage obsolete assets.
  • Better financial management: with fixed payments, you can better plan and manage your cash flow.
  • No fixed assets: as you don't own the furniture directly, it doesn't appear as an asset on your balance sheet, which can improve certain financial ratios and increase your debt capacity.
  • Delivery/installation costs included: delivery and installation costs can be included, saving you unexpected expenses.
  • Ease of approval: Leasing terms are more flexible than traditional loans, with approval generally quicker and easier.
  • Preserve your borrowing capacity: leasing doesn't tie up your credit lines, so you have more capital available when you need it.

Is leasing right for me?

Leasing is a simple, fast and affordable solution.

Leasing is a fast and affordable financing solution for self-employed workers and businesses.

Contact us today to find out if leasing is right for you. Our team is here to answer your questions and help you with your financing.

Questions & Answers on leasing

What is leasing?

Leasing is a financing solution that lets you rent equipment, with an option to buy at the end of the contract.

What types of equipment can be financed by leasing?

Leasing can finance a range of equipment, including your complete office furnishings, including delivery and installation costs.

Who can benefit from leasing?

Leasing is available to companies of all sizes, as well as the self-employed.

What are the tax advantages of leasing?

Lease payments are often tax-deductible as operating expenses, reducing the amount of tax payable.

What happens at the end of the leasing contract?

At the end of the contract, you can choose to purchase the equipment, renew the lease or return it.

Is leasing easier to obtain than a traditional loan?

Yes, leasing terms are often more flexible, with faster approval than for conventional bank loans.

What is the overall cost of leasing versus direct purchase?

The total cost of leasing may be higher than buying direct, due to interest and fees, but it offers greater short-term financial flexibility.

Do you have a project in mind?

We'll be happy to get back to you as soon as possible. We guarantee it!

You can also e-mail us at projet@solutionsm3.com.

I loved working with Solutions M3! Together, we were able to set up a call center for Groupe Saillant in Quebec City. We're proud of the result, and thank you for everything!

Simon Blouin

Saillant Group

We had impeccable service and very high quality office furniture. I'd recommend them to anyone who has an office design to do!

Danielle Maranda

Carrossier ProColor

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